COMPENSATION & TRANSPARENCY

How Prism Insurance Services is compensated.


Prism Insurance Services believes clients should understand how insurance recommendations are made, how compensation works, and how insurance strategies fit within the broader retirement planning process.

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Insurance recommendations may result in commissions.

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Compensation Disclosure

How We're Compensated

Prism Insurance Services, LLC may receive commissions from insurance companies when clients purchase insurance products. Compensation can vary depending on the product, carrier, contract structure, and other factors. We believe clients should understand how recommendations are made and how compensation fits within the broader planning process.

Insurance and advisory services are separate

Recommendations should fit the client’s goals

Compensation structures should be clearly understood

Our commitment is to bring clarity to your financial picture — not complexity. If you ever have questions about our process, recommendations, or compensation structure, we’re always glad to discuss them openly.

Additional Transparency Considerations

Insurance products can play an important role in a retirement plan, but they also include important details that should be reviewed before making a decision.

Insurance products are separate from advisory services

Insurance products and investment advisory services are different offerings and should be evaluated separately.

Guarantees depend on the issuing company

Any insurance guarantees are backed by the claims-paying ability of the issuing insurance company.

Products may include costs and restrictions

Insurance products may include fees, surrender charges, limitations, exclusions, and other restrictions.

Not every strategy fits every client

Annuities and life insurance products may not be appropriate for every client or every situation.

Clients have choice

Clients are not required to purchase insurance products through Prism Insurance Services to work with Prism Wealth Partners.

TRANSPARENCY SHOULD BE PART OF EVERY CONVERSATION.



At Prism Insurance Services, we believe retirement and protection planning should feel understandable, transparent, and aligned with your goals. We’re committed to helping clients evaluate strategies carefully and move forward with confidence.


CLARITY MATTERS MORE

THAN COMPLEXITY.

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